Credit Repair 101:

Ways to Improve Your Credit Score

“How do I improve my credit score?” is the first question most of us ask when we’ve been turned down for a credit card or loan. And rightly so: An average to below-average credit score (720 or lower) can keep you from getting credit at all or cost you tens to hundreds of thousands of dollars in additional interest over the course of your lifetime. To understand the ways to improve your credit score, you need to understand the basics of credit reporting, credit scoring and credit repair.


Equifax, Experian, Trans Union


FICO, Interest Rates, Credit Risk

Fair Credit Reporting Act

Challenge, Change, Track