BOOST YOUR SCORE IN 6 EASY STEPS
We will look at your reports, free of charge, and give you the best path to improve your scores.
This will depend on your goals, budget, time frame, and existing accounts you have already.
Send payment in one of the many easy steps.
Card holders add you as an authorized user.
The tradeline shows up in your credit reports.
See your credit score increase!
How to improve credit scores is a simple process of either removing negative items, and/or adding positive data. At Tradelinedeals we add Authorized User tradelines, which are positive data, and once they post you will receive a credit boost. If you have a poor credit score, you will need to either pay to add positive data, like tradelines, or apply for something secured, and settle back and wait months, if not longer, to apply for something secured.
Only then will your credit truly start improving. If asking how to improve credit score quickly, adding tradelines or some other form of positive data is the only way. By doing this, you can cut nearly a year or longer off of building your score to the approvable range, and many times far beyond that. Tradelines come in two different varieties, installment and revolving. Installment can be auto, mortgage, student loans, and personal loans. These are collateralized and do no impact credit as much as revolving lines do. Since there is no collateral with revolving tradelines, they are unsecured–in that sense they are a form of signature loan akin to “I owe you in good faith,” and can count for a much as 70% of the credit score, which is why revolving tradelines are the best answer to “How to improve Credit Scores?” there is.
Do you have a bad credit score? Probably, why else would you be here? But the good news is: your credit score doesn’t define you, not fully, and it’s not permanent. There are many ways to get it in better standing, and adding tradelines is one of the simple ways to improve credit score. Here are the six steps we at Tradeline deals utilize.
- Consultation — We will look at your reports, free of charge, and give you the best path to improve your scores.
- Select Tradelines — This will depend on your goals, budget, time frame, and existing accounts you have already.
- Submit Payment — We offer many ways for you to pay for your tradeline. Please call us to discuss all the options.
- Adding lines — Having to pay to improve credit score may seem frustrating, but after we add the lines and you see results, you will be happy to see your score improve, sometimes dramatically.
- Customer Service — At Tradeline deals, we take your life and your situation seriously, and we are always here to answer any questions you may have. We understand that you have big things on the line, and with utilizing tradelines, which can improve your credit score by 100 points, sometimes more, we have a great record of customer satisfaction.
How long does it take to improve credit score is one of the first questions people ask us. This all depends on your needs. If you require traditional credit repair where negatives are removed, this can take anywhere from two to six months, and there is no guarantee because you are simply challenging the negatives, so results may vary.
Removing negative accounts: e.g. medical collection, utility collection, repossession, foreclosures, a public record (like judgement), bankruptcy, late payments on revolving or installment accounts is simply cleaning up the mess, but in order to create a positive power curve to boost the credit score, you have to have positive credit references which are revolving tradelines. With adding tradelines, our guarantee is that we will post lines within 60 days, but the average time is two weeks, and usually the longest wait time is 30 days.
Adding tradelines is one of the best ways to improve credit score and usually the fastest, as going the traditional route, getting a standard bank product–getting a secured card, utilizing a savings loan that reports to the bureaus, etc–can take up to a year or longer before you are able to get approved for your own unsecured products. And make no mistake, getting a credit card to improve credit score in your own name is the best way to set yourself up for long-term credit success. People ask about primary tradelines all the time, but the best, and only legal, way to get primaries is to have them in your own name. And if you’re asking ‘how quickly does credit score improve’ with your own card, this is a semi-moot point, as once you have the approval, your score(s) may dip, but will recover quickly.
If you’re asking who can improve my credit score, we would consider ourselves the best on the market because of our combination of superior customer service and access to an advanced software that streamlines the process of improving your credit scores. And to that ever-present question of ‘how fast can your credit score improve?’, we can do it in as fast as two weeks, which is our average, sometimes even faster.